fbpx Skip to content

kitchen of Augusta A Sport

Looking for a mortgage program with a low-interest rate?

Introducing the Tradition Mortgage 3-Year Step-Up Mortgage
Program with a rate of 3.990% (7.178% APR)* the first year.

Introducing the Tradition Mortgage 3-Year Step-Up Mortgage Program with a rate of 3.990% (7.178% APR)* the first year.

Qualifying Homes

This program is valid on select Quick Move-in homes from Robert Thomas Homes. Closings must occur by 04/19/24.

Here's how it works

The program allows a buyer 36 months of reduced principal and interest (P&I) payments to soften budget stress while you to grow into your new home.

3.990% rate Year 1

4.990% rate Year 2

5.990% rate Year 3

6.990% rate Year 4 through Year 30

Program Benefits

Fixed interest rate.
The program has a 30-year fixed rate so (unlike an ARM loan) the buyer will always know their long-term maximum mortgage cost.

Refundable buy-down funds.
If the buyer refinances before the end of the initial 3-year period, any unused buy-down funds are refunded. Refunds can be used to offset refinance costs, which is NOT available for ARM loans.

Flexible qualifying criteria.
The 3-Year Step-Up Mortgage has more flexible qualifying criteria than most ARM products. Lower down payment, credit score, and debt-to-income ratio (DTI).

Contact Tradition Mortgage today to
learn more about this limited time offer.






    Are you interested in a Community?

    Are you interested in a Home Collection?

    Are you represented by a realtor?
    Do you currently have a home to sell?
    When do you plan to build/buy your next home?


    Offer subject to change and subject to fund availability, please contact Tradition Mortgage. Promotion applies only to conforming loan amounts of $766,550 or less. Valid on new purchase agreements signed 2/22/24 through 2/28/24. Must close by 4/19/24. Must write a purchase agreement and lock rate by 2/28/24 and close by 4/19/24. Buyer to pay 1% of the loan amount toward required origination fee. Maximum LTV 80% with minimum 740 FICO score. Valid only on select Robert Thomas Homes quick move-in homes located in Adelaide Landing in Hugo, Anton Village in St. Michael, Cook Lake Highlands in Corcoran, Evanswood in Maple Grove, The Harvest in Chaska, Hollydale in Plymouth, Huntersbrook in Victoria, Waypointe of Woodbury in Woodbury, and Wildflower at Lake Elmo in Lake Elmo. Not valid with any other financing or closing cost promotions offered by Robert Thomas Homes, Inc. and Tradition Mortgage. Promotion is subject to finance program limitations and qualifications. Terms and conditions subject to change without notice. Not an offer to finance. *To receive the promotion, buyer must purchase a new home from Robert Thomas Homes and finance with Tradition Mortgage, LLC. You are not required to use Tradition Mortgage, LLC as a condition of the settlement of your loan on the Property or as a condition of your purchase or sale of the Property. There are frequently other settlement service providers available with similar services. You are free to shop around to determine that you are receiving the best services and the best rate for these services. Robert Thomas Homes, Inc. and Tradition Mortgage, LLC do not guarantee that Tradition Mortgage, LLC will fund a loan in favor of buyer, and buyer shall be subject to all of the underwriting standards and requirements of Tradition Mortgage, LLC. Robert Thomas Homes MN LIC BC644819 | Tradition Mortgage NMLS #286998

    RTH Logo role="img"

    © 2024 Robert Thomas Homes, Inc. All rights reserved. Prices, floor plans, home elevations, options, upgrades, specifications, incentives, promotions, and availability are subject to change without notice. Finished square footage and dimensions are approximate and subject to change without notice. “Starting from” refers to the base price or starting price of a home plan/floorplan not including optional home elevations, options, upgrades, or lot premiums. “Starts at” refers to the lowest base price or starting price available within a collection of home plans/floorplans in a community not including optional home elevations, options, upgrades, or lot premiums. Models, photos, virtual tours, video tours, and/or illustrations may not depict actual home plan/floorplan configuration and/or details and may show certain options and upgrades not included in the base price or starting price of the home plan/floorplan. Model homes featured may show model staging, furniture, and accessories that are not included in the purchase of a home. Community improvements and amenities described are based upon current development plans and information furnished by others and are subject to change without notice. Robert Thomas Homes, Inc. makes no representations regarding community improvements and amenities. Community association fees and/or assessments, declarations, covenants, conditions, and restrictions may apply. Promotions and incentives may require the use of a certain lender that is an affiliate of Robert Thomas Homes, Inc. Floor plans and home elevations are used by permission by Robert Thomas Homes, Inc. and are protected by U.S. copyright laws. Please consult a Robert Thomas Homes, Inc. New Home Consultant for additional information. MN LIC BC644819

    better business bureau logo

    realtor mls logo

    equal housing logo

    © 2024 Robert Thomas Homes, Inc. All rights reserved. Prices, floor plans, home elevations, options, upgrades, specifications, incentives, promotions, and availability are subject to change without notice. Finished square footage and dimensions are approximate and subject to change without notice. “Starting from” refers to the base price or starting price of a home plan/floorplan not including optional home elevations, options, upgrades, or lot premiums. “Starts at” refers to the lowest base price or starting price available within a collection of home plans/floorplans in a community not including optional home elevations, options, upgrades, or lot premiums. Models, photos, virtual tours, video tours, and/or illustrations may not depict actual home plan/floorplan configuration and/or details and may show certain options and upgrades not included in the base price or starting price of the home plan/floorplan. Model homes featured may show model staging, furniture, and accessories that are not included in the purchase of a home. Community improvements and amenities described are based upon current development plans and information furnished by others and are subject to change without notice. Robert Thomas Homes, Inc. makes no representations regarding community improvements and amenities. Community association fees and/or assessments, declarations, covenants, conditions, and restrictions may apply. Promotions and incentives may require the use of a certain lender that is an affiliate of Robert Thomas Homes, Inc. Floor plans and home elevations are used by permission by Robert Thomas Homes, Inc. and are protected by U.S. copyright laws. Please consult a Robert Thomas Homes, Inc. New Home Consultant for additional information. MN LIC BC644819

    better business bureau logo

    realtor mls logo

    equal housing logo

    Search
    Skip to content